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HOPE for Homeowners Act of 2008
and
THE MORTGAGE FORGIVENESS DEBT RELIEF ACT OF 2007
H.R. 3648
If you’re at least 30 days behind on your mortgage, then your mortgage company is willing to consider completely forgiving a significant portion of your mortgage debt (provided you go through the proper process). The portion they forgive, under H.R. 3648, is NO longer counted as personal income and CANNOT be taxed by the federal government!

So if you are behind on your mortgage, we’d like to introduce you to the light at the end of the tunnel…Program 3648. Program 3648 is a nationwide initiative whose mission is to:
You’ll be pleased to know that under PROGRAM 3648:
We are actually the certified program administrators in Pasco and Hillsborough Counties assigned to do all the work for you. My team is currently helping hundreds of homeowners receive the debt forgiveness they need to stop a potential public foreclosure!
Now if you’re like me, you’re skeptical when someone claims to offer everything for free. These days, most people claiming free services have hidden costs that pop up somewhere. Well I’m pleased to inform you that is not the case with Program 3648. At no time will you ever be charged one penny. Your mortgage lender will be responsible for all fees associated with this transaction
As you can imagine, we have limited capacity to help homeowners for free. So those that call right away are usually the only ones that get helped.
We cannot emphasize enough that time is of the essence.
The longer you wait the less likely we can help you!
Call now and we’ll get right to work for you!!
877-721-9027
Yours to count on,
Mark Zabilowicz
Certified Program 3648 Administrator
P.S. Regarding H.R. 3648, President George W Bush stated,
“My administration has taken strong steps to help homeowners avoid foreclosure…The provision will increase the incentive for borrowers and lenders to work together…So this bill will create a three-year window for homeowners to…pay no taxes on any debt forgiveness that they receive.”